Saturday, May 31, 2008

Dr.Phil's Personality Test (I paid someone in 2003 to take this test!)

Dr. Phil gave this test on Oprah. Some folks pay a lot of money to find this stuff out. Read on, this is very interesting!

Here's something that you may find interesting ...psychological profile.

Don't be overly sensitive! The following is pretty accurate, and it only takes 2 minutes.
Don't peek but begin the test as you scroll down and answer. Answers are for who you are now..... not who you were in the past. Have pen or pencil and paper ready.

This is a real test given by the Human Relations Dept. at many of the major corporations today. It helps them get better insight concerning their employees and prospective employees.

It's only 10 simple questions, so ... grab a pencil and paper, keeping track of your letter answers.
Ready?? Be Honest!


1. When do you feel your best?
a) in the morning
b) during the afternoon & and early evening 
c) late at night 

2. You usually walk
a) fairly fast, with long steps
b) fairly fast, with little steps
c) less fast head up, looking the world in the face
d) less fast, head down
e) very slowly

3. When talking to people you
a) stand with your arms folded
b) have your hands clasped
c) have one or both your hands on your hips
d) touch or push the person to whom you are talking
e) play with your ear, touch your chin, or smooth your hair

4. When relaxing, you sit with
a) your knees bent with your legs neatly side by side
b) your legs crossed
c) your legs stretched out or straight
d) one leg curled under you

5. When something really amuses you, you react with
a) a big, appreciative laugh
b) a laugh, but not a loud one
c) a quiet chuckle
d) a sheepish smile

6. When you go to a party or social gathering
a) make a loud entrance so everyone notices you
b) make a quiet entrance, looking around for someone you know
c) make the quietest entrance, trying to stay unnoticed

7. You're working very hard, concentrating hard, and you're interrupted; do you ...
a) welcome the break
b) feel extremely irritated
c) vary between these two extremes

8. Which of the following colors do you like most?
a) Red or orange
b) black
c) yellow or light blue
d) green
e) dark blue or purple
f) white
g) brown or gray

9. When you are in bed at night, in those last few moments before going to sleep, you lie
a) stretched out on your back
b) stretched out face down on your stomach
c) on your side, slightly curled
d) with your head on one arm
e) with your head under the covers

10. You often dream that you are
a) falling
b) fighting or struggling
c) searching for something or somebody
d) flying or floating
e) you usually have dreamless sleep
f) your dreams are always pleasant

1. (a) 2 (b) 4 (c) 6
2. (a) 6 (b) 4 (c) 7 (d) 2 (e) 1
3. (a) 4 (b) 2 (c) 5 (d) 7 (e) 6
4. (a) 4 (b) 6 (c) 2 (d) 1
5. (a) 6 (b) 4 (c) 3 (d) 5 (e) 2
6. (a) 6 (b) 4 (c) 2
7. (a) 6 (b) 2 (c) 4
8. (a) 6 (b) 7 (c) 5 (d) 4 (e) 3 (f) 2 (g) 1
9. (a) 7 (b) 6 (c) 4 (d) 2 (e) 1
10. (a) 4 (b) 2 (c) 3 (d) 5 (e) 6 (f) 1

Now add up the total number of points.

OVER 60 POINTS: Others see you as someone the should "handle with care". You're seen as vain, self-centered, and who is extremely dominant. Others may admire you, wishing they could be more like you, but don't always trust you, hesitating to become too deeply involved with you.

51 TO 60 POINTS: Others see you as an exciting, highly volatile, rather impulsive personality; a natural leader, who's quick to make decisions, though not always the right ones. They see you as bold and adventuresome, someone who will try anything once; someone who takes chances and enjoys an adventure. They enjoy being in your company because of the excitement your radiate.

41 TO 50 POINTS: Others see you as fresh, lively, charming, amusing, practical, and always interesting; someone who's constantly in the center of attention, but sufficiently well-balanced not to let it go to their head. They also see you as kind, considerate, and understanding; someone who'll always cheer them up and help them out.

31 TO 40 POINTS: Others see you as sensible, cautious, careful & practical. They see you as clever, gifted, or talented, but modest. Not a person who makes friends too quickly or easily, but someone who's extremely loyal to friends you do make and who expect the same loyalty in return. Those who really get to know you realize it takes a lot to shake your trust in your friends, but equally that it takes you a long time to get over it if that trust is ever broken.

21 TO 30 POINTS: Your friends see you as painstaking and fussy. They see you as very cautious, extremely careful, a slow and steady plodder. It'd really surprise them if you ever did something impulsively or on the spur of the moment, expecting you to examine everything carefully from every angle and then, usually decide against it. They think this reaction is caused partly by your careful nature.

UNDER 21 POINTS: People think you are shy, nervous, and indecisive, someone who needs looking after, who always wants someone else to make the decisions & who doesn't want to get involved with anyone or anything. They see you as a worrier who always sees problems that don't exist. Some people think you're boring. Only those who know you well know that you aren't.

Friday, May 30, 2008

Blogging Tips

Blogging Tips

Blogging can be a fun way to express your thoughts on anything you want from music to movies. But it's important to remember that information that is on the Internet can be read by anyone - including strangers. Follow these tips to keep yourself safe:

  • Never put your last name or the full names of your friends or family online. Instead, use screen names or nicknames.
  • Don't put your birthdate with your name. It could lead to identity theft.
  • Never list your address, school, workplace or telephone number. It's an invitation for stalkers.
  • Don't put pictures of yourself and your friends and never list who is in the picture. Anyone can use the online photograph to find you.
  • If you have a teenager in the house, talk to them about their Internet usage. Not many teens want their parents to read their blogs, you can help them think of ways to use a blog while protecting their privacy.

Blogging Facts:

  • According to data from the Pew Internet and American Life Project, out of 24 million American teens between ages 12 and 17, 21 million, or 87 percent, use the Internet.
  • Sixty-five percent use instant messaging and 44 percent go online every day. Another 29 percent of teens keep several instant message conversations going on at once, and 25 percent have even "IM'ed" people in the same room.
  • Out of the 21 million teens who do use the Internet, the Pew study found that 57 percent have created their own blog and have posted stories, videos or photography online.

source: Lydia Seabol, The Tuscaloosa News, Alabama

Thursday, May 29, 2008


The recent gravity defying surge in Crude Oil has attracted much attention and generated heated debate across the globe. A 100% annual appreciation in prices of world's principal source of fuel is bound to affect all countries and their inhabitants in a big way. The situation is even worse at MCX, India, where a depreciating rupee (against dollar) has further added momentum to the rally as a stronger dollar directly translates to costlier imports (read Crude Oil). In my previous posts in the same blog and numerous articles, presentations, lectures and private discussions, I had reiterated that the era of "Easy/Cheap" oil is over. However, the way the Crude Oil is scaling newer highs each day has put analysts across the world in a fix. It is not the $130 or $135 level which is alarming us but the speed with which these milestones are being achieved.



Market is equally divided between those who are seeing further upside and between those who are expecting a substantial correction in near term.



The reasons for a deeper correction/profit booking in Crude Oil are numerous.



There are many reasons to assume that market is overreacting to Oil bullish factors. What is being ignored is the fact that Commodity business is a cyclical one. Higher Crude Oil prices (or any other commodity) are self defeating as it directly translates into a reduction in demand as the consumers start cutting down on consumption or switches to cheaper alternative. Arjun Murti of Goldman Sachs who has to his credit many doomsday prophecies (including the recent Crude at $ 200 one) himself drives in a Hybrid car.


Many banks and investment firms have come out to defend the rise in oil prices, saying that it is based on fundamentals and that prices could rise much further. Analysts like Arjun Murti, Pickens, Guppy etc. and market movers like Goldman Sachs, UBS are constantly raising the projection levels in prices, thus sending the prices over the roof. While they go on saying this and prices continues to move upward, open interest in crude futures contracts has been moving steadily downward since a high of 1.58 million last July to 1.36 million now.


But aren't there fundamental reasons for this rise in oil prices? In some ways yes, demand from China and India is increasing, but at a slower pace than oil has gone up. The chief market strategist for one of the world's leading oil industry banks, David Kelly, of J.P. Morgan Funds, recently admitted something telling to the Washington Post, "One of the things I think is very important to realize is that the growth in the world oil consumption is not that strong." One of the stories used to support the oil futures speculators is the allegation that China 's oil import thirst is exploding out of control, driving shortages in the supply-demand equilibrium. The facts do not support the China demand thesis however. The US Government's Energy Information Administration (EIA) in its most recent monthly Short Term Energy Outlook report, concluded that US oil demand is expected to decline by 190,000 b/d in 2008. That is mainly owing to the deepening economic recession. Chinese consumption, the EIA says, far from exploding, is expected to rise this year by only 400,000 barrels a day. That is hardly the "surging oil demand" blamed on China in the media. Last year China imported 3.2 million barrels per day, and its estimated usage was around 7 million b/d total. The US , by contrast, consumes around 20.7 million b/d. That means the key oil consuming nation, the USA, is experiencing a significant drop in demand. China, which consumes only a third of the oil the US does, will see a minor rise in import demand compared with the total daily world oil output of some 84 million barrels, less than half of a percent of the total demand. The Organization of the Petroleum Exporting Countries (OPEC) has its 2008 global oil demand growth forecast unchanged at 1.2 mm bpd, as slowing economic growth in the industrialised world is offset by slightly growing consumption in developing nations. OPEC predicts global oil demand in 2008 will average 87 million bpd -- largely unchanged from its previous estimate. Demand from China , the Middle East , India , and Latin America -- is forecast to be stronger but the EU and North American demand will be lower.


Not only is there no supply crisis to justify such a price bubble. There are several giant new oil fields due to begin production over the course of 2008 to further add to supply.


The world's single largest oil producer, Saudi Arabia is finalizing plans to boost drilling activity by a third and increase investments by 40 %. Saudi Aramco's plan, which runs from 2009 to 2013, is expected to be approved by the company's board and the Oil Ministry this month. The Kingdom is in the midst of a $ 50 billion oil production expansion plan to meet growing demand in Asia and other emerging markets. The Kingdom is expected to boost its pumping capacity to a total of 12.5 mm bpd by next year, up about 11 % from current capacity of 11.3 mm bpd. In April this year Saudi Arabia 's Khursaniyah oilfield began pumping and will soon add another 500,000 bpd to world oil supply of high grade Arabian Light crude. As well, another Saudi expansion project, the Khurais oilfield development, is the largest of Saudi Aramco projects that will boost the production capacity of Saudi oilfields from 11.3 million bpd to 12.5 million bpd by 2009. Khurais is planned to add another 1.2 million bpd of high-quality Arabian light crude to Saudi Arabia 's export capacity.


Brazil 's Petrobras is in the early phase of exploiting what it estimates are newly confirmed oil reserves offshore in its Tupi field that could be as great or greater than the North Sea . Petrobras, says the new ultra-deep Tupi field could hold as much as 8 billion barrels of recoverable light crude. When online in a few years it is expected to put Brazil among the world's "top 10" oil producers, between those of Nigeria and those of Venezuela .



In the United States, aside from rumors that the big oil companies have been deliberately sitting on vast new reserves in Alaska for fear that the prices of recent years would plunge on over-supply, the US Geological Survey (USGS) recently issued a report that confirmed major new oil reserves in an area called the Bakken, which stretches across North Dakota, Montana and south-eastern Saskatchewan. The USGS estimates up to 3.65 billion barrels of oil in the Bakken. These are just several confirmations of large new oil reserves to be exploited. Iraq , where the Anglo-American Big Four oil majors are salivating to get their hands on the unexplored fields, is believed to hold oil reserves second only to Saudi Arabia . Much of the world has yet to be explored for oil. At prices above $60 a barrel huge new potentials become economic. The major problem faced by Big Oil is not finding replacement oil but keeping the lid on world oil finds in order to maintain present exorbitant prices. Here they have some help from Wall Street banks and the two major oil trade exchanges—NYMEX and London-Atlanta's ICE and ICE Futures.


Moreover, the argument that Crude Oil is tracking a weaker dollar doesn't hold true anymore. Euro has corrected sharply from its high of 1.6018 against the dollar. Signs of slowdown are being identified in Eurozone as well and ECB's Trichet has come under pressure to review his tight monetary policy. On the other hand recently released US economic indicators and have been largely mixed and point towards relative stabilization of Housing and labor market. Moreover with commodity prices going over the roof, US Federal Reserve may soon return to the policy of Inflation targeting. Interest-rate futures show the Federal Reserve may start to raise U.S. borrowing costs by the end of the year as the economy recovers and inflation accelerates. Earlier, seven interest-rate cuts by the Fed since September sent the dollar to an all-time low against the euro in April, boosting gold and other commodities.



Moreover, Crude Oil being a political (and strategic) commodity, we may very well see intervention from US on the issue of high prices. Entire global economy, especially that of US is under strong pressure due to Crude Oil induced inflation. Recently, the US House of Representatives overwhelmingly approved legislation allowing the Justice Department to sue OPEC members for limiting oil supplies and working together to set crude price. Already, President Bush in his recent trip to Gulf has pressurised Saudi Arabia, the most influential OPEC member to increase the Crude Oil production by 300,000 million barrels per day. Also, if recent indications are to be believed, U.S. Government is soon expected to force regulators to raise margin requirements under current market conditions, specifically with respect to the oil markets. This could have a dramatic downward effect on prices. (Remember silver and the Hunt Brothers in 1980.) In April 2008, U.S. Sen. Byron Dorgan, a North Dakota Democrat, told Congress, "There is an orgy of speculation in futures markets. This is a 24-hour casino with unbelievable speculation." He and others in Congress have been raising the idea of changing margin requirements that traders must pay up front in order to engage in oil speculation. Dorgan said stock speculation requires a 50% margin, but commodities like oil demand a much lower threshold, just 5% or 7%.



No doubt, Crude Oil, being in limited supply, is fundamentally strongest commodity around. But the way the recent spike has pushed the prices of the liquid gold has raised many an eyebrow and in coming days we may expect a substantial correction. Though a break below $100 is certainly not anticipated and too far fetched, a correction to the tune of $ 20 from current levels cannot be ruled out. However, traders should refrain from taking a short position arbitrarily and should wait for the confirming trend. Like any other market analysts, I too have faith in the old adage "Market is always right" and "Trend is your friend".

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Here is the chance of a lifetime for you... advt. only.

Monday, May 12, 2008

Comment of the H4 wife saga blog

SInce I had disabled, a kind member used another post to post this comment. Voila. Thanks Dear!
Hi All,

Even I am in the same boat. But I am keeping myself in various activities.
I watched lots of english movies for which I never got time .
I joined gym as a workout.
My daily routine is set.I make break-fast.I make sure there is always varieties of option in food.My husband use to come daily for lunch.We do it together.
I give proper attention to my husband's and my diet.
I love reading. I am using US public-library facility to the fulliest.Knoelege never goes waste.
I keep busy myself doing cleaning and laundry work.So that everything is perfect at our home.It help in maintaining hygene also.
I do grocery shopping by planning.I helps my husband in making budget.I uses lots of coupon.I always keep an eye on hot Deals.
In last,"kahan samay jata pata hi nahi chalta".
Moreover there is no universal problem of In-Laws.

Sunday, May 11, 2008

Talking about H4 visa wifes saga in USA (also Spouse)

Some one wrote somewhere that H4 wifes have a tough time in USA, but I beg to differ.Note that I am not a chauvinist, and this applies to Spouse as in the Title. (Males on H4 visa). Substitute, he or she as you please. Not being a chauvinist here. Narrow minded idiots would think otherwise. If abuses are hurled, I would collect severe punitive damages, including the entire networth and make those guys go on road, literally. IT information act protects, the Indian constitution and does not protect abuses.She wanted American life, that was the reason she bought (literally in South Indian context, gold, katnam, dowry) . What is the heck about not working? She very well knows (or just by googling) you can find about how the H4 visa holder can or cannot survive in USA.I was on H1 and my wife too came along.Here are some of the things to do (lots). I will keep updating....Learn the American Accent. Worth every cent of it for a BPO job, just-in case.Learn driving in the USA roads. Get comfortable.Volunteering for local cause ASHA, CRY, Indian associations, Tamil Telugu classes etc.First of all she learnt cooking! (in India she was pampered at home) She learnt the American way to cook. Do you know that the ketchup packet an dthe pepper salt small pack at MacDonalds is alone enough for a decent Rasam, with a little parsely leaves/coriander?She took some Computer courses from local college.Learnt Spanish. Got some Spanish/Mexicans friends and fun with that. It helps in future biz.She did lots of learning and programming and helped in developing something at home (which is not illegal) which was the seed for the venture we tried to find in India. (intelligent wife)I am not trying to convince the USA authorities to allow H4 visa holders to work like L2 as we know very well they read and store each and every correspondence that matters for USA. Something is in the offing for that to be allowed.Obviously, unless the husband wants to come back to India, she can scale up her skills (SAP training in the elearning mode) and earn tons of USDs.You can help the daily household chores completed and make sure husband concentrates on work alone. Paying bills, grocery urgent shopping etc.Keep the tax books, on savings investments tab everyday. Stock market investing in USA doesnt need a visa.Plan for the future kids and get ready for it. Mentally and physically.A friends wife learnt Adobe Illustrator at home, and came up with a product idea, and once my friend got his GC, floated that idea and got some venture and today he is a multi-millionaire.And you can do lots of excercises, keep yourself hip. Eat frog legs, mussels, kim chew etc.For unintelligent wifes who cannot do above, put on lots of weight - eat lots of chips and be happy, drinking lotsa coke. (I would say all of the H4 wives are very intelligent on taking the bold step to get H4 visa itself).Man being a housewife equals 6 jobs. Worth the salary the guy gets. With recession looming - you can ensure the husband gets knowledge of keeping the job alive. Worth it!Also you need someone around to take care of parents and in-laws visiting for 6 months (small time) every year alternating. And it takes a month just to pack things for them to go back to India with the dollar shop gifts, purchased - weekend over weekend on sales. So you are blocking 6 to months of your yearly calendar.

Tuesday, May 6, 2008


Very important item. Those days it was only writing and nowadays it is typing. Saves lots of trees.
Do you have any idea on a cheap notebook in Bangalore?
Appreciate your inputs.

Anti-Virus Software

Anti-Virus Software
What are the free ones available on the net? Any idea?
Post ideas please.

Friday, May 2, 2008

Best diet for a day to loose weight and stay trim

I got this one from my close friend. Surefire way to loose some decent weight. Dont crib that this is strvation diet :-). There are people in some parts of the world who dont have food to eat!
Running is the best all over fat burner. If you do not like running, have breathing problems or cannot run, you can walk at an incline. For example if you walk on a treadmill at 4 mph at 10 incline for 45 minutes, you have burned 500 calories. Eat mostly fruits, vegetables, and protiens. Try to cut back on sugar or not eat anything full of sugar such as candy, cookies, etc but natural sugars (found in fruit) are fine. Here is a meal plan that will help you lose weight fast and not be too hard to follow:

1/2 grapefruit
2 egg whites
slice of whole wheat toast

Fiber One bar
salad with little dressing
celery with peanut butter

breaded and baked fish (any kind you like) or chicken
peas or any kind of vegetable
brown rice

cottage cheese
protien shake (one scoop protien powder, nonfat milk, frozen fruit)

Also make sure you drink enough water. Drink one glass on nonfat skim milk a day or have it in a shake and then drink NOTHING but water. Take your weight and divide it by 2. The convert pounds to ounces. For example, if you weighed 150 lbs then divide by 2 = 75 lbs then convert to ounces - 75 ounces of water a day. Make sure to drink that much water every day.

Thursday, May 1, 2008

How to loose the Belly Fat

Very Simple to loose the Belly Fat!
This information is provided free of cost!
  1. Yes - all you have to do is, cut one meal everyday for 30 days.
  2. At times substitute dinner with just only fruits.
  3. Say no to milk products and cookies.
  4. Avoid meat products at any cost.
  5. Stay away from salty food.
  6. Walk briskly for 45 minutes.
  7. Climb stairs at work place.
  8. Drink a glass of water every 1 hour.
  9. Swim in good weather
  10. Try stomach cleansing pills every weekend - with doctors supervision
(Note - there is danger of gaining the weight back, if you dont continue above steps for the life).